How to Finance Your Health
There is a prevailing thought out in the world that dentists are expensive. There is also a relatively new type of currency that is starting to take traction, a bitcoin. A Bitcoin is considered a cryptocurrency. If you don’t know what a bitcoin is or what cryptocurrency is, that’s ok, hardly anyone does.
A bitcoin is just a different way to pay for something. A bitcoin’s value fluctuates, kind of like a stock. It is the rising popularity of bitcoins that begs the question; is there another way to pay for something that folks consider expensive, like dentistry?
Yes, and no. As of yet I have not found a dentist that accepts bitcoins. However, many dental offices are more than willing to help their patients come up with the best payment plan that will work for tem. Some dentists offer in-office financing, some offer financing through a third party vendor.
Like any financing, the interest rate you will end up paying depends of your credit. However, most dentists are aware our economy is still in rough shape and will be willing to work with those with bruised credit. The thing you as the patient need to decide: Is the interest rate you will be paying worth the health benefits a major dental procedure will afford you.
Obviously if you want to do some financing to get diamond incrusted teeth, maybe you should rethink that. Financing for a root canal, implant or other device that will help you enjoy eating healthier, better, and in less pain, may well be worth the finance charge.
Of course there is dental insurance, but that may be as hard to get as health insurance through Healthcare.gov. And, keep in mind anytime you can pay cash directly, you will pay less. But, also keep in mind; taking care of your teeth is not like a kitchen renovation on a kitchen that still works. Without proper dental care your health will suffer.
So, call your neighborhood dentist and make an appointment to come in and talk to them about finally getting that filling, crown, implant or root canal. The worst-case scenario is that the financing may not be available. The best-case scenario is that you can work out a payment plan with your dentist and finally have the dental care you deserve.